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IRA Rates (Effective 12/01/08)
 
IRA Savings, Certificates & Money Management Accounts
Term

Minimum
Deposit

Interest
Method
APY1 Rate2
4 Month $2,500 Monthly 2.55% 2.521%
7 Month $2,500 Monthly 2.95% 2.911%
11 Month
$2,500 Monthly 3.30% 3.252%
IRA Savings $250 Monthly $250.00 ~ $49,999.99: 1.00%
over $50,000.00: 1.25%
0.996%
1.243%
IRA Direct Deposit Savings $10 Monthly $250.00 ~ $999.99: 0.25%
$1,000
.00 ~ $2,499.99: 0.50%
$2,500
.00 ~ $4,999.99: 0.75%
$5,000
.00 & over: 1.00%
0.250%
0.499%
0.748%
0.996%
IRA Money Management
(Traditional & Roth)
$2,500 Monthly $0.01 ~ $4,999.99: 1.20%
$5,000
.00 ~ $24,999.99: 1.40%
$25,000
.00 ~ $99,999.99: 1.45%
$100,000
.00 and over: 2.00%
1.194%
1.392%
1.441%
1.982%
IRA Liquid Advantage
(Traditional & Roth)
$25,0003 Monthly 1.45% 1.441%
Other terms available. Ask us for details.

1 APY = Annual Percentage Yield. IRAs are separately insured up to $250,000.
2 Rate = Dividend Rate.
3 Balances below $25,000 earns Default Rate. Current Default Rate = 0.25% APY.
Must be a credit union member.
All rates and programs subject to change without notice.



 

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