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| Home Equity Lines of Credit | |
| Platinum
Equity Advantage Line of Credit1 Line of credit up to $250,000 with no closing costs or points Maximum 70% CLTV Minimum $10,000 cash advance required Convenient check and/or VISA Gold card access |
70%
CLTV Variable rates as low as |
| % | |
| Equity
Advantage Line of Credit 2 Line of credit up to $250,000 with no closing costs or points Maximum 70% CLTV Convenient check and/or VISA Gold card access |
70%
CLTV Variable rates as low as |
| % | |
| Equity
Visa Gold3 Line of credit up to $250,000 with no closing costs or points Maximum 70% CLTV VISA Gold card access |
70%
CLTV Variable rates as low as |
| % | |
APR = Annual Percentage Rate
The Prime Rate used to determine your APR is the rate published by the Federal Home Loan Bank (FHLB) on the 1st day of every month.
ALL RATES, TERMS AND PROGRAMS ARE SUBJECT TO CHANGE WITHOUT NOTICE AND ARE SUBJECT TO CREDIT UNION MEMBERSHIP ELIGIBILITY REQUIREMENTS. Additional factors may affect your final rate. This is not a commitment to make a loan, nor is it a guarantee that you will receive these rates or points if you are approved for a loan. Loans above 80% LTV may require mortgage insurance. Please contact a Real Estate Specialist for assistance if you have any questions about rates and points at (800) 895-8328, extension 3738, Monday – Friday, 9:00AM – 6:00PM PT
| 1 |
No closing costs or points
on new lines. No draw fees or annual fee. Variable rate based on Prime. Not an introductory rate. Maximum Combined Loan-to-Value (CLTV) 70% on owner-occupied Single-Family Residence, 70% on condominiums. Minimum $10,000 cash advance required. Interest-only payments for the first ten years, interest applies only to the amount used. Interest may be tax deductible (consult your tax advisor). Property insurance required. Pre-payment penalty of $500 applies if line of credit is closed during the first three years of term. |
| 2 |
No closing costs or points on new lines. No draw fees or annual fee. Variable rate based on Prime. Not an introductory rate. Maximum Combined Loan-to-Value (CLTV) 70% on owner-occupied Single-Family Residence, 70% on condominiums. Interest-only payments for the first 10-years, interest applies only to the amount used. Interest may be tax deductible (consult your tax advisor). Property insurance required. Pre-payment penalty of $500 applies if line of credit is closed during the first three years of term. |
| 3 |
No closing costs or points on new lines. No draw fees or annual fee. Maximum Combined Loan-to-Value (CLTV) 70% on owner-occupied Single-Family Residence, 70% on condominiums. Property insurance required. Available in all states except TX. |