| |
| Certificates |
| Type |
Minimum
Deposit |
Interest
Method |
APY1 |
Rate2 |
| 4
Months |
$10,000 |
Monthly |
2.55% |
2.521% |
| 7
Months |
$10,000 |
Monthly |
2.95% |
2.911% |
11
Months
|
$10,000 |
Monthly |
3.30% |
3.252% |
| Business Savings |
| Type |
Minimum
Deposit |
Interest
Method |
APY1 |
Rate2 |
Business
Money Management
(No
term,
3 withdrawals/month) |
$1,000 |
Monthly |
$0.01 ~ $9,999.99: 0.00%
$10,000.00 ~ $24,999.99: 0.75%
$25,000.00 ~ $49,999.99: 1.00%
$50,000.00 ~ $99,999.99: 1.25%
$100,000.00 & over: 1.50% |
0.000%
0.748%
0.996%
1.243%
1.490% |
| Business
Liquid Advantage |
$25,000 |
Monthly |
$0.01
~ $9,999.99: 0.00%
$10,000.00 ~ $24,999.99: 0.25%
$25,000.00 & over: 1.25% |
0.000%
0.250%
1.243% |
| Business
Relationship Management3 |
$50,000 |
Monthly |
$50,000 ~ $99,999.99: 1.75%
$100,000.00 & over: 2.25% |
1.737%
2.228% |
| Business
Market Advantage4 |
$100,000 |
Monthly |
2.00% |
1.982% |
| Premier
Business Checking5 |
$100 |
N/A |
0.00% |
0.000% |
| Business
Savings6 |
$100
($1,000
minimum balance to earn dividends) |
Quarterly* |
0.25% |
0.250% |
| *Quarterly
Dividend Rates Paid Last Quarter (09/30/08) |
* Quarterly
dividends programs announced at end of each quarter.
1 APY = Annual Percentage Yield.
2
Rate = Dividend Rate.
3
|
Balance below "Minimum to Earn Dividends" do not earn dividends. Must maintain at least one of the following relationships: Business Checking with an average daily balance of $2,500 or more, Business LOC, SBA, SBS or CRE Loan. |
4
|
Balances
below $100,000 for Business Market Advantage earn Default Rate.
Current Default Rate is 0.25% APY. |
5 Minimum Daily Balance of $5,000
on Premier Business Checking required to waive monthly fee.
6 Minimum Daily Balance of $1,000
on Business Savings to earn dividends and waive monthly fee.
Earnings credit on Analyzed Business Checking = 0.150%.
Penalty for early withdrawal on all Certificate Programs.
ALL RATES AND PROGRAMS ARE SUBJECT TO CHANGE WITHOUT NOTICE.
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