Telesis Community Credit Union is committed to providing you with products and services to meet your needs and reach your financial goals. We are equally committed to protecting our members’ privacy. If you have any questions, please contact a Member Service Representative at (800) 895-8328.

Notice of Your Financial Privacy Rights
We, our, and us, when used in this notice, mean Telesis Community Credit Union. When we use the words, “you” and “your”, we mean the following types of members:

• Our consumer members who have a continuing relationship by purchasing or holding financial products or services such as:
  
  
• Share account (savings, checking, etc.)
• Loan account
• Credit card account
• Financial, investment, or economic advisory services
• Mortgage brokerage services
• All consumers with IRA accounts for which we act as custodian

We will tell you the sources of the information we collect about you. We will tell you what measures we take to secure that information.

We will tell you what information we share about you with other entities. We will explain what your rights are, and how you can exercise them. If you share an account relationship with someone else, such as a joint account holder or co-borrower, we suggest that you share this information with such persons to ensure that each of you are aware of our policy and your options.

We first define some terms:
Nonpublic personal information means information about you that we collect in connection with providing a financial product or service to you. Nonpublic personal information does not include information that is available from public sources, such as telephone directories or government records. Hereafter, we will use the term, “information” to mean nonpublic personal information as defined in this section.

An affiliate is a company we own or control.

A nonaffiliated third party is a person we do not employ or a company that is not an affiliate of ours. This is also known as a nonaffiliated third party, or simply, an “other party.”

Opt out means a choice you can make to prevent certain sharing of information. We will explain how you can exercise this choice.
 
The Information We Collect
We collect information about you from the following sources:

• Information you give us on applications or other forms
• Information about your transactions with us
• Information about your transactions with other parties
• Information from a consumer reporting agency
• Information we receive through our Customer Information Program

The Confidentiality, Security, and Integrity of Your Information
We restrict access to information about you to those employees who need to know that information to provide products and services to you. We maintain physical, electronic, and procedural safeguards to protect this information

Your Information and Other Parties
We will not disclose information about you to anyone except as disclosed in this policy or as permitted by law. Examples of this might include disclosures necessary to service your account or prevent unauthorized transactions.

Information about Former Members
We do not disclose information about former members, except as permitted by law.

Authorized Sharing - Joint Marketing
We may disclose the following information to other financial institutions with whom we have joint marketing agreements:

• Information you give us on an application or other forms, such as:
• Name
• Address
• Telephone number
• e-Mail address

You do not have a right to opt out of the disclosure of this information unless you’re a resident of California.

State Limitations
We will not share this information about members who reside in Alabama, Alaska, Idaho or Vermont. We will not share any information derived from share relationships with us about members who reside in Massachusetts, Mississippi or New Jersey.

Types of Businesses
We may disclose information pursuant to joint marketing agreements to the following types of businesses:

• Financial service providers, such as:
• Ancillary financial service providers

Reasons for Disclosing
We may disclose information about you to other financial institutions with whom we have joint marketing agreements to provide you with information about additional products and services. We may also disclose information about you if we control all solicitation through joint marketing agreements.

Important Privacy Choices for Consumers Residing in California
You have the right to control whether we share some information of your personal information. Please read the following information carefully before you make your choice below.

Your Rights
You have the following rights to restrict the sharing of personal and financial information with outside companies that we do business with. Nothing in this form prohibits the sharing of information necessary for us to follow the law, as permitted by law, or to give you the best service on your accounts with us. This includes sending you information about other products and services.

Your Choice
Restrict Information Sharing With Companies We Do Business With to Provide Financial Products and Services: unless you say, “No”, we may share personal and financial information about you with outside companies we contract with to provide financial products and services to you.

Please click here if you do not wish Telesis Community Credit Union to share personal and financial information with outside companies contracted with to provide products and services.

Time Sensitive Reply
You may make your privacy choice at any time. Your choice will remain unless you state otherwise. However, if we do not hear from you, we may share some of your information with outside companies with whom we have contracts to provide products and services.

Joint Marketing for California Residents
We have explained the kinds of information we may disclose to other financial institutions with whom we have joint marketing agreements. If you are a resident of California, we will allow you to opt out of the disclosure of this information. If you prefer that we do not disclose information to those financial institutions with whom we have a joint marketing agreement (or to any outside marketing firm used in connection with such an agreement), you may opt of those disclosures, that is, you may direct us not to make those disclosures. To do so, please click here.

Your decision to block the disclosure of your information will apply to information collected from all products and services you receive from us.

If you have obtained one or more products or services jointly, an opt out instruction by any party will be effective for all of that party’s information we have collected and for all information collected in conjunction with the product or service for all other joint parties. If one of you chooses to opt out, no information we have collected about you will be shared, nor will we share information about any other joint party collected in conjunction with the product or service.

If you wish to opt out of the disclosure of your information, you may do so by clicking here, or by writing to:

Telesis Community Credit Union
Attention: Compliance Department
P.O. Box 1270
Northridge, CA 91328-1270