Whether you're looking to expand your business or purchase more equipment, we can help with affordable financing.

• Business Visa Card - A business credit card is an efficient way of managing your expenses. Ask us about our business Visa - it's designed for maximum convenience and control.
• Lines of Credit - A line of credit is a cost-efficient, convenient way to finance your business' operating expenses.
• Small Business Loans – Loans up to $250,000 for equipment needs, purchasing an exisiting business, or expanding your current business.
• SBA Loans - Telesis has preferred lender status with the SBA.

Partnering for success
We understand that running a small business and making it grow and succeed may take some financing. Telesis Community Credit Union has partnered with the Small Business Administration (SBA) to give you the opportunity to obtain financing that meet your specific business needs: working capital, inventory, expansion, equipment purchase or commercial real estate.

Because we understand small business owners have their own special needs, these loans are also designed to enhance your cash flow and allow you to conserve your capital..

Telesis Community Credit Union also offers several non-SBA business loan options to give you plenty of business financing options. Whatever your business needs, Telesis offers you excellent ways to finance them.

SBA Loan Program Details
	SBA 504 Real Estate Loan Program	SBA 7(a) Loan Program
Eligibility	For-profit business Net worth $6MM or less, net profits after taxes $2MM or less Business must occupy at least 51% of space in existing facility being purchased	For-profit business Small business qualification by SBA guidelines Size qualification varies by industry as required by SBA standards
Use of Funds	Acquisition of commercial real estate	Business acquisition Tenant improvements Working capital Equipment/machinery purchase Commercial real estate acquisition
Loan Amount	$250,000 to 5,000,000	$50,000 to $2,000,000 $100,000 loan minimum for commercial real estate

Telesis Small Business Lending Program Details
	Small Business Loans	Commercial Real Estate Loans
Eligibility	Minimum 2 years in business Personal guarantee	Real Estate investors
Use of Funds	Short term working capital	Commercial Real Estate properties Purchase Refinance Cash out
Loan Amount	$25,000 - $250,000	Minimum $500,000

Business Overdraft Protection
Eligibility	Minimum 2 years in business Telesis Business Checking Account
Use of Funds	Overdraft protection for your business account Short term working capital
Loan Amount	$1,000 - $25,000